Typical drivers in Florida are required to carry car insurance. Even if it is only used to help to pay for the bills that the driver may injure, this sort of insurance is an important safety net. Commercial drivers are not immune from such necessities, nor are the businesses for which they work. Whether you […]
Buying Commercial Flood Insurance in Tampa Florida
Commercial flood insurance in Florida is available through insurance agencies that offer policies to commercial enterprises. Just like residential property owners, commercial business owners may be required to purchase flood insurance if they are in a flood zone and have a mortgage on their property. Even if a business owns their building and property outright, […]
Purchasing Commercial Equipment Insurance in Florida
For Tampa Business: Commercial Equipment Insurance Commercial equipment insurance covers the cost of repairing or replacing business equipment when loss or damage occurs. If you own a business that relies on machines, heavy equipment, or specialty tools, purchasing commercial equipment coverage is vital. It is especially important to purchase this insurance if you run your […]
Wind Policies: The State of Florida Commercial Property Insurance
For the past two decades, Florida has had perplexing issues regarding commercial wind policies and deductibles. This dilemma began in the aftermath of hurricane Andrew in August of 1993. Fortunately, Andrew’s land fall strike was several degrees South via Southwest of the City of Miami resulting from a complete catastrophe not only from South Florida […]
Workers Compensation in Florida: What You Need to Know
The state of Florida requires that employers carry worker’s compensation insurance to cover partial wage-replacement benefits as well as medical benefits for employees who are injured in a work related accident. The program is administered by the Division of Worker’s Compensation a branch of the Department of Financial Services of Florida. There are two sets […]
Why Bother With Commercial Flood Insurance?
Commercial Flood Insurance in Florida If you run a business, it is almost a given that you have basic property insurance. Few business owners, after all, have enough cash on hand to pay to completely rebuild a business from square one, and those that do are smart enough to know that a good insurance policy […]
Exploring Commercial Equipment Insurance Options
Determining how much commercial equipment insurance you need can sometimes feel overwhelming. The answer depends on the industry you work in, your specific business, the equipment you use, and the amount of money you would stand to lose if something should happen to that equipment. Your costs will depend on the same variables, and might […]
Understanding Worker’s Compensation Insurance In Florida
Any company who operates a business in the state of Florida will need to be aware of the specific worker’s compensation Insurance requirements for their type of business. While not every company is required to have this type of insurance protection for their employees, the vast majority will certainly fall under this requirement. Today’s business […]
Commercial Property and Casualty Insurance Policies
Uncertainty is one of the leading factors that results in property and business owners choosing to purchase the various insurance policies available in Florida. There are a number of benefits that business and individuals can enjoy by purchasing commercial property and casualty insurance policies. There are various insurance companies that offer this service to clients […]
Commercial General Liability Insurance Policies
Commercial General Liability It is law in Florida that companies conducting business in the state must purchase a general liability policy from insurance companies who are authorized to trade in the state of Florida. Even Contractors doing business in Florida must also have a general liability policy with an amount of cover specified by the […]