Mid Florida Insurance Professionals was formed in 2004 by insurance executives that decided to break free of traditional agency protocol. We realized that smart insurance folks make a proactive approach to the property and casualty industry by offering options in risk management for the mutual benefit and advancement of our clients in lieu of beneficial gain for insurance companies. Many deemed our mission as impossible by taking client consideration over and above our companies; however, our agency continues to prevail based on this perspective.
As the founder of Mid Florida Insurance Professionals, William Waters carries on a 3-generation legacy of award-winning insurance agents and serves as the primary agent for new commercial accounts. He leads our team in constant market awareness and professional development, bringing 20 years of experience to our clients throughout Florida.
Our research and development division is under the direction of Robin Waters, who headed the state of Florida as chief analyst for 3 Insurance commissioners, Bill Gunter, Tom Gallagher and Bill Nelson. Our sales division is under the direction of William A. Waters III, who has represented over 200 domestic and foreign insurance carriers since 1987.
Whether you’re new in business or looking for a new policy for an existing business, helping our clients is our number one priority. Each and every crew member aboard Mid Florida Insurance Professionals has at least 25 years experience in the property and casualty industry in the state of Florida.
This perplexing issue haunts insurance companies and affects their willingness to continue writing property and casualty insurance in Florida. Insurance carriers that have filed rates within the state of Florida must continuously adjust their rates accordingly, in conjunction with overall loss ratios. Many insurance companies that have written and procured risks within this state for years have decided to leave. This is largely because the state has failed to allow financially strong companies to take rate increases, due primarily to attorneys and their frivolous lawsuits.
Trust the experts who know the ins and outs of Florida insurance law.
Mid Florida Insurance is unique in it’s own way. We focus on the mere principle of options for our insured’s. For instance, options regarding wind deductibles on property driven accounts as to overall limits and insurance to value (TIV) taking coinsurance into consideration as well.
We also strive to find policy endorsements that can tailor business’s needs as to their particular forte. For instance, this can best be exemplified by a Boiler & Machinery policy. For as little as $250-$300, a business can retain coverage for equipment breakdown and loss of a business’s particular product.
Let our commercial insurance professionals help you write the perfect coverage for your company, so you can get back to doing what you do best– with peace of mind.
Why settle for anything less than the best?Get Started Now!
Integrity and honesty are what Mid Florida Insurance Professionals stand for and what we offer our clients. We stand by our reputation and pride ourselves in the experience, knowledge and dedication of our staff. Hear it directly from our clients!
“Bill Waters has secured all of our insurance needs for the past 29 yrs. There is no other agent that we feel could do a better job then Bill.”
“Bill Waters has maintained our restaurant's insurance needs for over 26 years. Not only has the pricing always been competitive but the agency has always had excellent service.”
“The best part about working with Bill is that he always comes through with 3-4 casualty carriers. He has always practiced this service since the beginning in 1989.”
“As a fencing distributor, Bill has always proved to be the most reliable and honest insurance agent for the past 16 yrs.”
“During the 30 years of insurance service Bill has always provided excellent service and best possible pricing in the entertainment industry. ”
“Bill was absolutely outstanding when he initially presented us with his restaurant program, not only was he a nice guy but always able to give us Wind options.”
“Bill is truly one of the best agents we have ever encountered.”
“Bill has insured our business for over 30 years. No other agent has ever been able to beat his pricing.”
“Bill Waters understands the garage industry when it comes to insurance. There is never a doubt of his expertise. We've been with Bill 11 yrs and counting.”
“We have been with Bill since 1988 with all of our family businesses. Bill has had our 4 Daycare facilities since day one. No other agent has ever been more competitive plus he's a great guy to work with. ”
“Bill has secured all of our insurance needs for the past 29 yrs. Our business suffered a huge fire loss in 2010. Bill was able to get it paid within 2 weeks at the amount that was needed to put us back in business.”
“Bill Waters has handled our insurance for over 25 yrs there is no other agent that could do a better job.”
“The best thing I like about working with Mid Florida Insurance is that every year he provides a quote with EVERY insurance company willing to underwrite our insurance. ”
“We had a slip and fall years ago, and Bill Waters was able to get it paid in three weeks for all medical bills, alleviating any attorney fees.”
“Mid Florida Insurance continues to surprise us with the best companies to work with every year. ”
“Bill represents the best gasoline programs as the years have progressed.”
“Bill always comes through with the best coverages for the entertainment industry. ”
“Every time we have had a claim Bill Waters gets to the bottom of it immediately.”
Mid Florida Insurance Professionals of Tampa Bay strives to keep it’s clients from having General Liability and Workers Compensation audits. This is what makes our agency different from the rest of our competitive agencies.