If your business can have only one form of insurance, it should probably be Commercial General Liability.
These days, even tiny mishaps can result in catastrophic lawsuits. which is why general liability insurance, as well as property insurance and worker’s compensation insurance, is absolutely essential.
Liability insurance will protect your assets when your business is sued for things it may, (or may not) have caused to bring injury, or damages to the person, or property of others
Commercial General Liability insurance will protect your assets if a customer is injured at your business, or from liabilities resulting from injuries caused by your employees at a client’s site.
Even if your company is negligent and the direct cause of damage, injury or loss to another’s property, reputation or health, your business will be covered by your commercial general liability policy
General liability insurance can be purchased separately or as part of a Business Owner’s Policy, which bundles property and liability insurance together. In a Business Owner’s Policy, the liability coverage is often considered inadequate by many business owners, who choose to purchase additional coverage in s a stand-alone general liability policy.
Discuss your options with our agents. Call us at (813) 962-3082.